Bank-grade payouts
IMPS, NEFT, RTGS & UPI collect with real-time status webhooks, automated reconciliation, and T+0 settlement for enterprise merchants.
Explore related APIs →
420+ production-ready APIs · India's fintech backbone
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smarter
APIs for
JustSwitch powers onboarding, KYC, GST & bank checks, UPI payouts, mobile/DTH recharge, BBPS bill pay, vehicle RC, OCR, fraud risk & messaging — one platform built for lenders, neobanks, marketplaces & aggregators.
- 420+
- Live API endpoints
- 20
- Product categories
- <250ms
- Median latency
console.justswitch.in
Welcome back, Partner
Live platform overview
API Services
420+
Requests
22
Success
99.9%
Latency
210ms
API Requests Overview
Last 7 days
Top Services
Payout
Payin
DMT
AEPS
Core services
Top APIs your product runs on
Payout, payin, KYC, recharge & bill pay — the same services live in your JustSwitch dashboard.
Payout
IMPS, NEFT & RTGS bank transfers
View APIs →Payin
UPI collect & payment links
View APIs →DMT
Domestic money transfer rails
View APIs →AEPS
Aadhaar-enabled cash services
View APIs →Recharge
Mobile & DTH top-up APIs
View APIs →BBPS
Bill pay & utility collections
View APIs →KYC
Aadhaar, PAN & identity checks
View APIs →PAN
PAN verification & linking
View APIs →Trusted by fintech teams across India
NeoLend
PayMatrix
DigiBank
RupeeFlow
InstaRemit
CashRail
BillDesk Pro
FinStack
KYC Hub
RemitX
NeoLend
PayMatrix
DigiBank
RupeeFlow
InstaRemit
CashRail
BillDesk Pro
FinStack
KYC Hub
RemitX
- 420+
- Live API endpoints
- 20
- Product categories
- <250ms
- Median latency
- 99.97%
- Platform uptime
- 2,400+
- Active partners
- 50M+
- Annual API calls
Why JustSwitch
Everything your fintech product needs
From identity verification to last-mile payouts — ship faster with a single API partner, unified dashboard, and bank-grade reliability.
Instant KYC stack
Aadhaar, PAN, GST, bank penny-drop & face match APIs — plug into onboarding flows with sandbox keys in minutes.
Explore related APIs →Utility & recharge rails
BBPS bill pay, mobile/DTH recharge, and circle detection — one integration for aggregators and super-apps.
Explore related APIs →Developer-first console
Interactive API console, request logs, sample payloads, IP whitelisting, and role-based access for your entire team.
Explore related APIs →Fraud & risk intelligence
Device fingerprinting, velocity checks, and blacklist screening to protect high-value payment corridors.
Explore related APIs →PAN India coverage
Multi-zone infrastructure across Mumbai, Bangalore & Delhi NCR with active-active failover and 24/7 NOC.
Explore related APIs →Featured API suites
Most requested integrations for lending, neobanks, marketplaces & aggregators.
Aadhaar & Identity KYC APIs
UIDAI-compliant identity verification for onboarding at scale
20 APIs · Explore →
PAN & Income Tax APIs
Instant PAN validation, name match & linking status
14 APIs · Explore →
GST & Business Verification APIs
GSTIN lookup, filing status, e-invoice & e-way bill
29 APIs · Explore →
Bank Account Verification APIs
Penny drop, IFSC, statement analysis & bulk verification
23 APIs · Explore →
UPI & Payment Verification APIs
VPA validation, collect, QR, payouts & virtual accounts
30 APIs · Explore →
JustSwitch Starter APIs — Phase 1
The highest-demand APIs to launch your product fast
25 APIs · Explore →
Go live in four simple steps
From sandbox keys to production traffic — most teams ship in under a week.
STEP 01
Browse & select APIs
Explore 420+ endpoints across verification, payments, utilities, and messaging. Pick what your product needs.
STEP 02
Get sandbox access
Sign up, complete KYC, and receive API keys. Test in our console with sample payloads before going live.
STEP 03
Integrate & go live
RESTful JSON APIs with webhooks. Most teams ship their first integration in under a week.
STEP 04
Scale with confidence
Real-time dashboards, commission reports, fund management, and dedicated partner success support.
Built for every fintech vertical
Whether you lend, collect, distribute, or embed — JustSwitch has the rails.
NBFCs & Lending
KYC, bureau, disbursement
Neobanks
Onboarding & UPI rails
Marketplaces
Seller payouts & escrow
Insurance
RC, policy & claims
EdTech
Fee collection & KYC
Gig economy
Instant worker payouts
Retail chains
AEPS & bill pay
SaaS platforms
Embedded fintech APIs
Platform
Enterprise tools included with every account
Not just APIs — get a full operations stack: wallets, commission engine, audit logs, partner downline management, and a developer console your team will actually enjoy using.
- ✓ Real-time transaction dashboard
- ✓ Multi-wallet fund management
- ✓ KYC review & API access approval
- ✓ Callback logs & API request tracing
REST + Webhooks
JSON APIs with signed callbacks
Sandbox keys
Test before production
IP whitelisting
Lock down API access
Commission engine
Multi-tier partner slabs
Wallet ledger
Real-time balance tracking
Audit logs
Immutable transaction trail
24/7 support
Dedicated integration desk
SLA 99.9%
Enterprise uptime guarantee
Infrastructure you can trust
Bank-grade ops, partner success, and engineering teams behind every API call.
Operations centre
Live health monitoring across all API rails
Partner network
2,400+ distributors & API users nationwide
Enterprise HQ
Bank-grade security & compliance team
Integration sprint
Go live in days, not months
Organised for your dashboard
Same taxonomy inside the JustSwitch console — pick a lane and ship faster.
Loved by engineering & ops teams
See why fintech leaders switch to JustSwitch.
"We replaced three vendors with JustSwitch. KYC, payouts, and BBPS now run on one dashboard — our ops team saves 15 hours a week."
"Sandbox to production took 6 days. Documentation is clear, webhooks are reliable, and latency on payout APIs is consistently under 200ms."
"As a distributor, commission reports and fund transfer tools are exactly what we needed. Our downline grew 3× in six months."
Complete API directory
20 specialised pages — each SEO-optimised with full endpoint lists.
Aadhaar / KYC
20
PAN Verification
14
GST / E-Invoice
29
MCA / MSME
21
Bank / Penny Drop
23
UPI / Payout
30
Telecom / IMEI
20
Prepaid / Postpaid
26
DTH Recharge
24
BBPS / Utilities
31
RC / DL
24
Motor / Health
18
Credit / Loans
22
OCR / Face
20
Location / Email
17
Fraud / AML
19
SMS / WhatsApp
18
Flights / Hotels
18
Shipping / COD
16
Best Sellers
25
Frequently asked questions
Everything you need to know before integrating.
How quickly can we integrate JustSwitch APIs?
Most teams complete their first sandbox integration in 2–3 days. Production go-live typically happens within 1–2 weeks after KYC approval, depending on compliance requirements.
Do you provide sandbox credentials?
Yes. Every approved account receives sandbox API keys, sample payloads, and access to our interactive API console for testing before production traffic.
What payment and verification APIs are available?
We offer 420+ endpoints including Aadhaar/PAN/GST verification, bank account validation, UPI collect & payout, DMT, AEPS, BBPS, recharge, vehicle RC, OCR, fraud risk, and messaging.
Is JustSwitch suitable for regulated entities?
Our platform is built for NBFCs, payment aggregators, and fintechs with audit logs, IP whitelisting, role-based access, and immutable transaction records.
How does partner / distributor pricing work?
Partners get multi-tier commission slabs, downline management, fund transfer tools, and detailed payout/payin reports. Contact our team for custom enterprise pricing.
Ready to switch?
Get sandbox keys, REST docs & webhooks. Talk to our team for regulated API onboarding and enterprise SLAs.