JustSwitch
API Access
Identity & KYC

PAN OCR API

POST /api/v1/pan-income-tax/pan-ocr

PAN card image se number aur details OCR se extract karta hai.

PAN card image se number aur details OCR se extract karta hai.

  • Real-time ocr for PAN / Income Tax identifiers with sub-300ms median latency
  • Production-grade REST JSON with sandbox & webhook support
  • UIDAI / NPCI / MCA aligned partner routing where applicable
  • Audit logs, idempotency keys & enterprise SLA on JustSwitch
Get API keys Developer docs
Latency
1.2–2.5 s (image dependent)
Uptime SLA
99.9%
Format
REST / JSON
Sandbox
Included

What is PAN OCR?

PAN card image se number aur details OCR se extract karta hai.

Every request is authenticated with API keys, logged for audit, and routed through regulated partner rails where required. Responses follow a consistent `{ ok, data, message }` envelope so you can ship once and reuse the same error-handling patterns across all JustSwitch endpoints.

Upload document images securely; our OCR pipeline extracts fields, confidence scores, and tamper hints so underwriters can auto-approve low-risk cases and route exceptions to ops.

Developers choose JustSwitch for PAN OCR because we aggregate multiple upstream providers behind one contract, one wallet settlement, and one support desk — so you launch faster while your compliance team retains full audit visibility through dashboard logs and exportable reports.

NBFCs Digital lending Neobanks Insurance Marketplaces

Technical specification

Endpoint details for PAN OCR integration on JustSwitch.

POST /api/v1/pan-income-tax/pan-ocr
Protocol HTTPS REST / JSON
Authentication Bearer API Key + IP allow-list
Sandbox Available — no live debits
Median latency 1.2–2.5 s (image dependent)
Rate limits Burst-friendly — contact for enterprise tiers
Webhooks Optional async notify
Idempotency reference_id recommended
API slug pan-ocr

Request parameters

reference_id string required

Your unique transaction or session reference for reconciliation

consent boolean required

User consent flag — required for regulated KYC / verification flows

pan string required

10-character PAN (AAAAA9999A format)

document_image base64 required

Front/back image of document

Response fields

status string

success | pending | failed

reference_id string

Echo of your request reference

verified_at datetime

ISO-8601 timestamp of completion

extracted_fields object

Key-value map with per-field confidence

message string

Human-readable result or error detail

Key features

REST + JSON

Multipart upload for images; returns field-level confidence scores.

Sandbox mode

Test end-to-end without debiting wallet or hitting live rails.

Webhooks

Async callbacks for pending states — payments, recharge, KYC, payouts.

Dashboard logs

Searchable request history with filters for support & audits.

Low latency

Median sub-300 ms for verification-class endpoints in production.

Enterprise SLA

99.9% uptime target with redundant routing and monitoring.

Who uses PAN OCR?

Di

Digital lending

Pre-fill KYC, cut fraud, and shorten TAT for personal & MSME loans.

Ne

Neobanks

Onboard savings accounts with verified identity before card issuance.

Ma

Marketplaces

Seller KYC before enabling payouts or high-value listings.

In

Insurance

Validate policyholder identity at proposal & claim stages.

How it works

  1. 01

    Capture document image client-side with glare detection UX hints.

  2. 02

    Upload via secure API; receive extracted fields & confidence.

  3. 03

    Auto-approve or queue for manual review based on thresholds.

API reference

Request & response specification

Integrate PAN OCR through the JustSwitch REST API — parameters and sample JSON responses below.

Endpoint

POST https://console.justswitch.in/api/v1/pan-income-tax/pan-ocr

Content-Type

application/json

Developer console

Get API keys on console.justswitch.in →

Request headers

Header Type Description
Authorization required string Bearer token from your JustSwitch console API credentials
Content-Type required string application/json

Request body (JSON)

document_image file required

Document image upload

Response examples

Sample JSON from the JustSwitch API for this service.

Success HTTP 200 
{
    "ok": true,
    "message": "Done Successfully",
    "data": {
        "service": "PAN OCR API"
    }
}
Failed / validation HTTP 422 
{
    "ok": false,
    "message": "Please check with all required parameters",
    "data": {
        "Errorcode": 104,
        "Status": "Failed",
        "Message": "Please check with all required parameters"
    }
}

Sample integration

Illustrative JSON for PAN OCR — see developer docs for live schemas.

POST Request
{
    "document_type": "pan",
    "image_base64": "<base64>",
    "side": "front"
}
200 Response
{
    "ok": true,
    "message": "Success",
    "data": {
        "status": "success",
        "reference_id": "JS-TRQXMYJU",
        "verified_at": "2026-06-26T10:36:54+00:00"
    }
}

Business benefits

  • Reduce manual ops cost by up to 70% on verification-heavy journeys
  • Improve conversion with inline validation instead of offline turnaround
  • Single contract & settlement across 200+ Indian fintech APIs
  • Field-level confidence scores for straight-through processing
  • Dedicated solutions engineering for enterprise rollouts

Frequently asked questions

What is PAN OCR used for?

It automates PAN Verification workflows so your application can verify or transact in real time without building direct integrations with multiple upstream providers.

How do I integrate PAN OCR in my app?

Sign up on JustSwitch, obtain sandbox API keys, call the REST endpoint with JSON body, handle the unified response envelope, then switch to production keys after UAT sign-off.

How do I authenticate requests?

Use Bearer API keys from the JustSwitch dashboard. Sandbox and production keys are separated; rotate keys anytime without downtime.

Is there a sandbox for testing?

Yes — every API supports sandbox mode with simulated responses so engineering, QA, and compliance can sign off before go-live.

What about webhooks and async status?

Long-running operations (payments, recharge, some KYC steps) emit webhooks to your HTTPS endpoint with signed payloads for replay protection.

Is PAN OCR compliant for regulated use in India?

JustSwitch routes requests through authorised AUA/KUA, NPCI, MCA and partner networks. Your legal team should map consent, data retention and licence obligations to your use case.

Related PAN Verification APIs

Explore more endpoints in the same verification category.

Mobile to PAN

The Mobile to PAN from JustSwitch lets product teams integrate PAN / Income Tax identifiers in real time through a single REST integration....

View API details →

PAN By GST Number

The PAN By GST Number from JustSwitch lets product teams integrate PAN / Income Tax identifiers in real time through a single REST integrati...

View API details →

PAN Details

The PAN Details from JustSwitch lets product teams integrate PAN / Income Tax identifiers in real time through a single REST integration. De...

View API details →

PAN Verification

The PAN Verification from JustSwitch lets product teams verify PAN / Income Tax identifiers in real time through a single REST integration....

View API details →

PAN to Bank Account Linkage

The PAN to Bank Account Linkage from JustSwitch lets product teams integrate PAN / Income Tax identifiers in real time through a single REST...

View API details →

Start building with PAN OCR

Sandbox keys in minutes. Production access with compliance review for regulated endpoints.

Create free account Browse PAN Verification